How to verify if a BIN is OPT Enabled

How to verify if a BIN is OPT Enabled

How to verify if a BIN is OPT Enabled or Not is our main focus for today. Websites like Netflix, AWS, Spotify, Hulu, Mycanal, Amazon Prime not forgetting services such as Godaddy Smartline, just to name a few.

We encourage you to read till the end to learn how it’s done. At the end of this tutorial, you should be able to differentiate valid and invalid BIN without errors.

How does BIN Verification Work?

The BIN identifies the issuer of the card. This issuer receives the authorization request for the transaction to verify if the card and associated account are valid and whether the purchase amount is available.

How does BIN OTP Verification Work?

Asking the PIN or OTP is the type of 3D secure authentication. So in 2D secure authentication, you will be asked for CVV or expiry date, etc. to authenticate the credit card and in 3D case PIN or OTP is asked. … So when you receive an OTP on your mobile or PIN is asked then this work is done by the payment gateway.

Steps to verify if a BIN is OPT Enabled or Not

We have a full list of BINS available for you to try them. Take a Look Now. Also, note that You can’t check 100s a time. 
  • 📎  Create an account at with fake email and credentials
  • 📎  Check for 5-15 mins the website and place an item in your cart
  • 📎  Place order, create fake info, and Fill in the requirements.
  • 📎  Choose pay with a credit card, you will be redirected to the page where you insert the CC info.
  • 📎  Go with your bin you want to check to and generate some valid CC’s
  • 📎  Insert the generated CC to the payment page of

CVV, Expiry, name does really not matter ❗️ 

The only thing that needs to be valid is the CC with your BIN ‼️ If you get a prompt with verifying.. then your bin is VBV/MCSC 🔐 
If you got redirected, and you get an error message with the following output: There was a problem with your payment: Payment status – Declined 
Your bin is non-vbv/non-mcsc!! 🎉  


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